We are in the throws of hurricane season 2020, and this has proven to be one of the busiest seasons in the Atlantic since 2005. AccuWeather is projecting 28 tropical storms, 13 hurricanes and six major (Category 3 or stronger) hurricanes by the time the Atlantic quiets down in December. This compares to an averagefalse[...]
Did you feel the earthquake that shook our area this summer? Even though we don’t feel the ground shake often as often as other states, you’d be surprised how many earthquakes Virginia faces each year. In fact, Virginia has had over 160 earthquakes since 1977! I bet many of you remember the 5.8 magnitude earthquakefalse[...]
It’s here. The moment you have spent the last 18 years preparing for. You baby bird is leaving the nest. How is it possible to be proud and devastated all at the same time? When my precious baby boy left for college it felt as if I had been stabbed in the heart, but rainbows of love shot out. Isn’t this the samefalse[...]
Insurance FAQ's: What is the difference between Guaranteed Replacement Cost vs Extended or Limited Replacement Cost Coverage for Homeowners Insurance?
In simple terms, replacement cost coverage gives you coverage for your home or property to be rebuilt or replaced like new, without depreciation for age, wear and tear, etc if something were to happen to it. Nearly every homeowners policy that we see has some kind of replacement cost coverage. However, not allfalse[...]
Finding an agent that you can trust, that has a high level of insurance expertise and that truly has your best interests in mind can sometimes feel like a challenge in a crowded insurance market place. But finding a partner in insurance is as important as finding your family doctor or dentist! Not only do you needfalse[...]
There are many reasons to buy an umbrella insurance policy. But first, you really need to understand what an umbrella insurance policy does. Think about an umbrella. What does it do? It offers you protection, right?[...]
The basic parts of a standard homeowner’s policy are somewhat similar from one company to another, which leads people to think that they are all pretty much the same. That is not the case. Beyond the basic coverages, there can be very important differences.[...]